Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Share Capital
86809.39
86809.39
58755.63
57097.63
40472.01
Equity - Authorised
100000.00
100000.00
100000.00
100000.00
50000.00
Equity - Issued
86809.39
86809.39
58755.63
57097.63
40472.01
Equity Paid Up
86809.39
86809.39
58755.63
57097.63
40472.01
Equity Shares Forfeited
0.00
0.00
0.00
0.00
0.00
Adjustments to Equity
0.00
0.00
0.00
0.00
0.00
Preference Capital Paid Up
0.00
0.00
0.00
0.00
0.00
Face Value
10.00
10.00
10.00
10.00
10.00
Share Warrants & Outstandings
0.00
0.00
48000.00
0.00
2125.41
Total Reserves
205357.91
188684.67
158212.80
158267.39
151362.93
Securities Premium
74666.33
74666.33
241962.27
241070.27
221538.33
Capital Reserves
0.00
0.00
0.00
0.00
0.00
Profit & Loss Account Balances
10970.52
142.58
-187409.08
-174286.95
-160101.11
General Reserves
0.00
0.00
0.00
0.00
0.00
Other Reserves
119721.07
113875.76
103659.61
91484.08
89925.70
Reserve excluding Revaluation Reserve
168862.06
151535.22
120289.99
128641.40
120616.97
Revaluation Reserves
36495.85
37149.45
37922.81
29625.99
30745.96
Deposits
3597751.19
3431645.67
3303283.14
3142011.42
3003113.86
Demand Deposits
187319.20
175404.02
169082.38
154075.02
164093.07
Savings Deposit
1625314.53
1559651.98
1456670.19
1301999.95
1221388.67
Term Deposits / Fixed Deposits
1785117.46
1696589.67
1677530.57
1685936.45
1617632.11
Current Deposits
0.00
0.00
0.00
0.00
0.00
Recurring Deposits
0.00
0.00
0.00
0.00
0.00
Other Deposits
0.00
0.00
0.00
0.00
0.00
Borrowings
83339.16
76633.02
57596.65
60760.33
56396.66
Borrowings From Reserve Bank of India
17640.00
17640.00
17640.00
6690.00
0.00
Borrowings From Other Banks
0.00
723.14
2630.30
2606.32
3750.51
Borrowings From GOI
0.00
0.00
0.00
0.00
0.00
Borrowings From Other Financial Institutions
40699.16
26878.88
635.35
1773.01
2955.15
Borrowings in the form of Bonds / Debentures
25000.00
31391.00
36691.00
49691.00
49691.00
Borrowings in Other Form
0.00
0.00
0.00
0.00
0.00
Borrowings From Out of India
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
96866.36
88572.02
73391.21
152916.93
64940.98
Bills Payable
9493.10
11147.97
7843.26
6203.58
6454.29
Inter-office adjustment Liabilities
19.47
190.08
102.98
87745.54
0.00
Interest Accrued
8915.70
7745.82
7443.93
8063.39
8371.94
Proposed Dividend
0.00
0.00
0.00
0.00
0.00
Corporate dividend tax payable
0.00
0.00
0.00
0.00
0.00
Other Liabilities & Provisions
78438.10
69488.15
58001.03
50904.41
50114.75
Total Liabilities
4070797.15
3872921.76
3699744.82
3571506.87
3318846.42
Cash and balance with Reserve Bank of India
274329.20
380336.98
321881.04
300599.92
207794.50
Cash with RBI
259328.09
365782.49
307126.83
283924.91
194415.69
Cash in hand & others
15001.11
14554.49
14754.20
16675.01
13378.81
Balances with banks and money at call
166690.25
150632.39
67656.66
60445.60
105181.42
Investments
1365693.84
1407745.41
1485180.08
1425256.69
1254527.37
Investments in India
1363280.87
1405806.75
1483539.17
1423728.13
1253057.34
GOI/State Govt. Securities
1030386.82
1055381.54
1103856.62
1095205.96
962357.88
Equity Shares - Corporate
7405.59
8833.69
7919.18
5438.14
8342.10
Debentures & Bonds
319042.32
337844.15
353972.43
276612.44
214694.32
Subsidiaries and/or joint ventures/Associates
4179.21
639.85
482.12
917.89
3278.91
Units - MF/ Insurance/CP/PTC
2266.92
3107.52
17308.83
45553.70
64384.14
Other Investments
0.00
0.00
0.00
0.00
0.00
Investments outside India
2412.97
1938.66
1640.91
1528.55
1470.02
Government securities
0.00
0.00
0.00
0.00
0.00
Subsidiaries and/or joint ventures abroad
2412.97
1938.66
1640.91
1528.55
1470.02
Other investments outside India
0.00
0.00
0.00
0.00
0.00
Less: Prov for Diminution in Value of Invest.
0.00
0.00
0.00
0.00
0.00
Advances
2038932.57
1690415.43
1573890.80
1519523.75
1474254.77
Bills Purchased & Discounted
30941.50
24031.72
8900.54
8707.60
11108.72
Cash Credit, Over Draft & Loans repayable
790606.90
701580.44
704531.18
717491.22
706278.28
Term Loans
1217384.17
964803.27
860459.08
793324.93
756867.76
Finance lease and hire purchase receivable
0.00
0.00
0.00
0.00
0.00
Advances Others
0.00
0.00
0.00
0.00
0.00
Gross block
87108.32
85483.82
84531.57
74515.86
71562.38
Premises
48829.31
48811.92
49101.27
40225.17
40229.40
Assets Given on Lease
0.00
0.00
0.00
0.00
0.00
Other Fixed Assets
38279.01
36671.91
35430.30
34290.70
31332.99
Less: Accumulated Depreciation
39252.46
35841.16
33113.69
31058.78
28364.33
Less: Impairment of Assets
0.00
0.00
0.00
0.00
0.00
Net Block
47855.86
49642.66
51417.87
43457.08
43198.05
Lease Adjustment
0.00
0.00
0.00
0.00
0.00
Capital Work in Progress
0.00
0.00
0.00
0.00
0.00
Other Assets
177295.44
194148.88
199718.38
222223.83
233890.32
Inter-office adjustment Assets
0.00
0.00
0.00
0.00
1255.93
Interest Accrued Assets
20014.00
21785.96
22554.88
19953.12
18519.61
Tax paid in advance/TDS
42664.93
39636.12
42383.27
53737.98
51670.50
Stationery and stamps
228.75
225.42
205.55
209.84
201.81
Non-banking assets acquired
0.00
0.00
0.00
0.00
0.00
Deferred tax asset
57881.75
68559.90
75392.82
76068.87
78821.04
Miscellaneous Expenditure not written off
0.00
0.00
0.00
0.00
0.00
Assets Others
56506.01
63941.47
59181.86
72254.03
83421.44
Total Assets
4070797.15
3872921.76
3699744.82
3571506.87
3318846.42
Contingent Liabilities
1324650.99
1796088.34
921392.98
561870.31
866730.38
Claims not acknowledged as debts
58517.60
61924.67
19098.76
18386.05
26789.91
Outstanding forward exchange contracts
1108231.50
1590850.23
733762.85
350201.25
644432.27
Guarantees given in India
91906.78
88387.52
106933.33
118838.46
115686.58
Guarantees given Outside India
5211.84
5826.05
6328.68
7499.92
7156.06
Acceptances, endorsements & other obligations
22149.91
24301.09
26431.68
42713.10
66157.21
Other Contingent liabilities
38633.36
24798.78
28837.68
24231.54
6508.36
Bills for collection
110390.66
113750.29
118987.67
142767.41
162473.92
Book Value
29.45
27.46
30.47
32.53
39.80
Adjusted Book Value
29.45
27.46
30.47
32.53
39.80