Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Mar 2021
Operating Income
696840.00
549740.00
414100.00
316400.00
266900.00
Interest income
611640.00
483070.00
355490.00
272770.00
233030.00
Portfolio management services
270.00
500.00
380.00
750.00
1580.00
Dividend income
110.00
20.00
Brokerages & commissions
29660.00
28410.00
22630.00
14560.00
7690.00
Processing fees and other charges
30170.00
24260.00
20920.00
16110.00
16840.00
Other Operating Income
24990.00
13480.00
14680.00
12210.00
7760.00
Operating Income (Net)
696840.00
549740.00
414100.00
316400.00
266900.00
Increase/Decrease in Stock
Employee Cost
75080.00
63960.00
51000.00
35920.00
24990.00
Salaries, Wages & Bonus
67040.00
56970.00
45330.00
31660.00
21660.00
Contributions to EPF & Pension Funds
2360.00
1960.00
1580.00
1650.00
1210.00
Workmen and Staff Welfare Expenses
770.00
1640.00
1260.00
990.00
880.00
Other Employees Cost
4910.00
3380.00
2840.00
1610.00
1250.00
Operating & Establishment Expenses
38300.00
32510.00
29010.00
24990.00
16780.00
Software & Technical expenses
7720.00
7150.00
5680.00
4380.00
2280.00
Commission, Brokerage & Discounts
20810.00
17360.00
17800.00
16880.00
11910.00
Rent , Rates & Taxes
1180.00
750.00
570.00
500.00
350.00
Repairs and Maintenance
2830.00
1630.00
1490.00
1160.00
880.00
Insurance
120.00
80.00
60.00
60.00
50.00
Other Operating Expenses
5640.00
5550.00
3410.00
2000.00
1310.00
Administrations & Other Expenses
19910.00
14830.00
12570.00
7150.00
4120.00
Printing and stationery
110.00
110.00
150.00
90.00
80.00
Professional and legal fees
5680.00
2400.00
1320.00
930.00
680.00
Advertisement & Sales Promotion
4770.00
3490.00
3620.00
1760.00
1040.00
Other General Expenses
9350.00
8820.00
7490.00
4370.00
2310.00
Provisions and Contingencies
84610.00
49810.00
34470.00
50990.00
62790.00
Provisions for contingencies
Bad debts /advances written off
Provision for doubtful debts
Losson disposal of fixed assets(net)
360.00
130.00
130.00
250.00
70.00
Losson foreign exchange fluctuations
Losson sale of non-trade current investments
210.00
Other Miscellaneous Expenses
84250.00
49690.00
34340.00
50740.00
62510.00
Less: Expenses Capitalised
Total Expenditure
217900.00
161110.00
127060.00
119050.00
108680.00
Operating Profit (Excl OI)
478940.00
388630.00
287040.00
197350.00
158220.00
Other Income
410.00
90.00
80.00
80.00
150.00
Other Interest Income
260.00
0.00
0.00
0.00
50.00
Profit on sale of Fixed Assets
Income from investments
10.00
Others
150.00
90.00
70.00
80.00
100.00
Operating Profit
479350.00
388710.00
287120.00
197430.00
158370.00
Interest
249920.00
188860.00
127010.00
98550.00
95190.00
Loans
87270.00
66670.00
44210.00
30960.00
37660.00
Deposits
51470.00
40410.00
26470.00
20400.00
3360.00
Bonds / Debentures
107730.00
79280.00
54320.00
45730.00
52490.00
Other Interest
3450.00
2500.00
2010.00
1460.00
1680.00
Depreciation
8810.00
6830.00
4850.00
3850.00
3250.00
Profit Before Taxation & Exceptional Items
220620.00
193020.00
155260.00
95040.00
59920.00
Exceptional Income / Expenses
Profit Before Tax
220800.00
193100.00
155280.00
95040.00
59920.00
Provision for Tax
53000.00
48580.00
40200.00
24760.00
15720.00
Current Income Tax
56650.00
49580.00
39980.00
24970.00
16600.00
Deferred Tax
-900.00
-990.00
220.00
-220.00
-880.00
Other taxes
-2750.00
0.00
0.00
0.00
0.00
Profit After Tax
167790.00
144510.00
115080.00
70280.00
44200.00
Extra items
0.00
0.00
0.00
0.00
0.00
Minority Interest
-1420.00
Consolidated Net Profit
166380.00
144510.00
115080.00
70280.00
44200.00
Profit Balance B/F
370800.00
273210.00
193320.00
142430.00
107530.00
Appropriations
537180.00
417720.00
308400.00
212710.00
151730.00
Other Appropriation
537180.00
417720.00
308400.00
212710.00
151730.00
Equity Dividend %
2800.00
1800.00
1500.00
1000.00
500.00
Earnings Per Share
268.00
234.00
190.00
116.00
73.00
Adjusted EPS
27.00
23.00
19.00
12.00
7.00