Select year
(Rs.in Million)
Particulars
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operating Income
10789.10
10571.60
11149.00
11497.80
Interest income
10492.60
10427.20
10986.30
11353.20
Portfolio management services
Dividend income
1.50
1.30
1.30
1.30
Brokerages & commissions
21.20
18.20
14.60
10.30
Processing fees and other charges
33.70
33.40
38.30
42.50
Other Operating Income
240.10
91.50
108.50
90.50
Operating Income (Net)
10789.10
10571.60
11149.00
11497.80
Increase/Decrease in Stock
Employee Cost
742.60
640.00
599.30
482.00
Salaries, Wages & Bonus
548.70
486.50
441.40
347.60
Contributions to EPF & Pension Funds
72.40
51.10
51.50
42.30
Workmen and Staff Welfare Expenses
67.70
53.80
46.70
59.20
Other Employees Cost
53.80
48.60
59.70
32.90
Operating & Establishment Expenses
198.40
158.00
138.40
114.60
Software & Technical expenses
42.10
4.60
Commission, Brokerage & Discounts
Rent , Rates & Taxes
25.80
16.00
7.80
5.20
Repairs and Maintenance
95.50
92.00
79.00
70.00
Insurance
26.30
37.30
43.50
33.10
Electricity & Power
8.70
8.10
8.10
6.30
Other Operating Expenses
0.00
0.00
0.00
0.00
Administrations & Other Expenses
319.50
352.90
292.10
226.00
Printing and stationery
8.70
5.20
4.20
3.50
Professional and legal fees
261.00
300.30
242.50
178.40
Advertisement & Sales Promotion
21.40
19.20
12.20
16.80
Other General Expenses
28.40
28.20
33.20
27.30
Provisions and Contingencies
248.50
247.50
1680.60
1335.40
Provisions for contingencies
Provisions against NPAs
671.90
Bad debts /advances written off
55.40
167.60
1622.80
509.80
Provision for doubtful debts
Losson disposal of fixed assets(net)
Losson foreign exchange fluctuations
Losson sale of non-trade current investments
3.10
1.50
1.50
5.80
Other Miscellaneous Expenses
190.00
78.40
56.30
147.90
Less: Expenses Capitalised
Total Expenditure
1509.00
1398.40
2710.40
2158.00
Operating Profit (Excl OI)
9280.10
9173.20
8438.60
9339.80
Other Income
100.30
125.40
1588.60
66.20
Other Interest Income
0.60
0.40
0.20
Profit on sale of Fixed Assets
76.80
63.70
42.30
16.60
Income from investments
2.40
27.10
78.60
18.80
Provision Written Back
5.70
34.00
1467.50
30.80
Operating Profit
9380.40
9298.60
10027.20
9406.00
Interest
7032.70
7106.80
7029.30
7015.50
Loans
6216.20
6369.20
6053.00
6363.40
Bonds / Debentures
796.60
718.10
956.60
632.60
Other Interest
19.90
19.50
19.70
19.50
Depreciation
150.10
150.20
99.40
87.10
Profit Before Taxation & Exceptional Items
2197.60
2041.60
2898.50
2303.40
Exceptional Income / Expenses
-130.60
Profit Before Tax
2067.00
2041.60
2898.50
2303.40
Provision for Tax
462.80
528.10
766.00
568.30
Current Income Tax
445.80
423.10
345.00
640.00
Deferred Tax
17.00
102.50
421.00
-71.70
Other taxes
0.00
2.50
0.00
0.00
Profit After Tax
1604.20
1513.50
2132.50
1735.10
Extra items
0.00
0.00
0.00
0.00
Consolidated Net Profit
1604.20
1513.50
2132.50
1735.10
Profit Balance B/F
266.80
260.60
243.40
224.20
Appropriations
1871.00
1774.10
2375.90
1959.30
General Reserve
1000.00
935.00
1443.00
958.00
Other Appropriation
871.00
839.10
932.90
1001.30
Equity Dividend %
45.00
45.00
45.00
45.00
Earnings Per Share
30.00
28.00
40.00
32.00
Adjusted EPS
30.00
28.00
40.00
32.00