Select year
(Rs.in Million)
Particulars
Mar 2026
Mar 2025
Mar 2024
Mar 2023
Mar 2022
Operating Income
10822.30
10789.10
10571.60
11149.00
11497.80
Interest income
10632.50
10492.60
10427.20
10986.30
11353.20
Portfolio management services
Dividend income
1.50
1.50
1.30
1.30
1.30
Brokerages & commissions
23.30
21.20
18.20
14.60
10.30
Processing fees and other charges
31.10
33.70
33.40
38.30
42.50
Other Operating Income
133.90
240.10
91.50
108.50
90.50
Operating Income (Net)
10822.30
10789.10
10571.60
11149.00
11497.80
Increase/Decrease in Stock
Employee Cost
903.50
742.60
640.00
599.30
482.00
Salaries, Wages & Bonus
688.10
548.70
486.50
441.40
347.60
Contributions to EPF & Pension Funds
75.00
72.40
51.10
51.50
42.30
Workmen and Staff Welfare Expenses
83.30
67.70
53.80
46.70
59.20
Other Employees Cost
57.10
53.80
48.60
59.70
32.90
Operating & Establishment Expenses
218.10
198.40
158.00
138.40
114.60
Software & Technical expenses
49.20
42.10
4.60
Commission, Brokerage & Discounts
Rent , Rates & Taxes
28.60
25.80
16.00
7.80
5.20
Repairs and Maintenance
110.40
95.50
92.00
79.00
70.00
Insurance
21.50
26.30
37.30
43.50
33.10
Electricity & Power
8.40
8.70
8.10
8.10
6.30
Other Operating Expenses
0.00
0.00
0.00
0.00
0.00
Administrations & Other Expenses
354.40
319.50
352.90
292.10
226.00
Printing and stationery
10.30
8.70
5.20
4.20
3.50
Professional and legal fees
291.90
261.00
300.30
242.50
178.40
Advertisement & Sales Promotion
21.50
21.40
19.20
12.20
16.80
Other General Expenses
30.70
28.40
28.20
33.20
27.30
Provisions and Contingencies
785.30
248.50
247.50
1680.60
1335.40
Provisions for contingencies
Provisions against NPAs
671.90
Bad debts /advances written off
637.50
55.40
167.60
1622.80
509.80
Provision for doubtful debts
Losson disposal of fixed assets(net)
Losson foreign exchange fluctuations
Losson sale of non-trade current investments
13.10
3.10
1.50
1.50
5.80
Other Miscellaneous Expenses
134.70
190.00
78.40
56.30
147.90
Less: Expenses Capitalised
Total Expenditure
2261.30
1509.00
1398.40
2710.40
2158.00
Operating Profit (Excl OI)
8561.00
9280.10
9173.20
8438.60
9339.80
Other Income
13.50
100.30
125.40
1588.60
66.20
Other Interest Income
0.70
0.60
0.40
0.20
Profit on sale of Fixed Assets
76.80
63.70
42.30
16.60
Income from investments
2.40
2.40
27.10
78.60
18.80
Provision Written Back
9.90
5.70
34.00
1467.50
30.80
Others
0.50
14.80
0.20
0.00
0.00
Operating Profit
8574.50
9380.40
9298.60
10027.20
9406.00
Interest
6872.60
7032.70
7106.80
7029.30
7015.50
Loans
5579.50
6216.20
6369.20
6053.00
6363.40
Bonds / Debentures
1260.40
796.60
718.10
956.60
632.60
Other Interest
32.70
19.90
19.50
19.70
19.50
Depreciation
109.80
150.10
150.20
99.40
87.10
Profit Before Taxation & Exceptional Items
1592.10
2197.60
2041.60
2898.50
2303.40
Exceptional Income / Expenses
-130.60
Profit Before Tax
1592.10
2067.00
2041.60
2898.50
2303.40
Provision for Tax
43.90
462.80
528.10
766.00
568.30
Current Income Tax
387.10
445.80
423.10
345.00
640.00
Deferred Tax
-333.20
17.00
102.50
421.00
-71.70
Other taxes
-10.00
0.00
2.50
0.00
0.00
Profit After Tax
1548.20
1604.20
1513.50
2132.50
1735.10
Extra items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
1548.20
1604.20
1513.50
2132.50
1735.10
Profit Balance B/F
278.70
266.80
260.60
243.40
224.20
Appropriations
1826.90
1871.00
1774.10
2375.90
1959.30
General Reserve
1000.00
1000.00
935.00
1443.00
958.00
Other Appropriation
826.90
871.00
839.10
932.90
1001.30
Equity Dividend %
45.00
45.00
45.00
45.00
45.00
Earnings Per Share
29.00
30.00
28.00
40.00
32.00
Adjusted EPS
29.00
30.00
28.00
40.00
32.00