Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Operating Income
11149.00
11497.80
Interest income
10986.30
11353.20
Portfolio management services
Brokerages & commissions
14.60
10.30
Processing fees and other charges
38.30
42.50
Other Operating Income
108.50
90.50
Operating Income (Net)
11149.00
11497.80
Increase/Decrease in Stock
Employee Cost
599.30
482.00
Salaries, Wages & Bonus
441.40
347.60
Contributions to EPF & Pension Funds
51.50
42.30
Workmen and Staff Welfare Expenses
46.70
59.20
Other Employees Cost
59.70
32.90
Operating & Establishment Expenses
138.40
114.60
Software & Technical expenses
Commission, Brokerage & Discounts
Rent , Rates & Taxes
7.80
5.20
Repairs and Maintenance
79.00
70.00
Electricity & Power
8.10
6.30
Other Operating Expenses
0.00
0.00
Administrations & Other Expenses
292.10
226.00
Printing and stationery
4.20
3.50
Professional and legal fees
242.20
178.40
Advertisement & Sales Promotion
12.20
16.80
Other General Expenses
33.50
27.30
Provisions and Contingencies
1680.60
1335.40
Provisions for contingencies
Provisions against NPAs
671.90
Bad debts /advances written off
1622.80
509.80
Provision for doubtful debts
Losson disposal of fixed assets(net)
Losson foreign exchange fluctuations
Losson sale of non-trade current investments
1.50
5.80
Other Miscellaneous Expenses
56.30
147.90
Less: Expenses Capitalised
Total Expenditure
2710.40
2158.00
Operating Profit (Excl OI)
8438.60
9339.80
Other Interest Income
0.20
Profit on sale of Fixed Assets
42.30
16.60
Income from investments
78.60
18.80
Provision Written Back
1467.50
30.80
Operating Profit
10027.20
9406.00
Bonds / Debentures
956.60
632.60
Profit Before Taxation & Exceptional Items
2898.50
2303.40
Exceptional Income / Expenses
Profit Before Tax
2898.50
2303.40
Provision for Tax
766.00
568.30
Current Income Tax
345.00
640.00
Profit After Tax
2132.50
1735.10
Consolidated Net Profit
2132.50
1735.10
Profit Balance B/F
243.40
224.20
Appropriations
2375.90
1959.30
General Reserve
1443.00
958.00
Other Appropriation
932.90
1001.30
Equity Dividend %
45.00
45.00
Earnings Per Share
40.00
32.00