Select year
(Rs.in Million)
Particulars
Mar 2023
Mar 2022
Mar 2021
Mar 2020
Mar 2019
Operating Income
15572.90
13770.50
13758.60
15009.10
14426.80
Interest income
12489.70
12277.30
11671.60
11100.10
11860.70
Portfolio management services
Dividend income
0.00
0.30
0.20
Brokerages & commissions
767.40
812.70
955.60
1377.80
909.00
Processing fees and other charges
13.30
17.70
10.60
12.40
16.90
Other Operating Income
2302.50
662.50
1120.80
2518.60
1640.20
Operating Income (Net)
15572.90
13770.50
13758.60
15009.10
14426.80
Increase/Decrease in Stock
Employee Cost
3876.00
3931.20
3373.30
3513.50
3054.80
Salaries, Wages & Bonus
3534.10
3536.60
3082.00
3077.50
2764.20
Contributions to EPF & Pension Funds
294.60
347.30
269.70
364.30
213.40
Workmen and Staff Welfare Expenses
47.30
47.90
28.00
52.10
34.60
Other Employees Cost
0.00
-0.60
-6.40
19.60
42.50
Operating & Establishment Expenses
285.80
302.20
304.20
321.30
338.80
Software & Technical expenses
11.90
8.60
10.20
14.20
4.70
Commission, Brokerage & Discounts
Rent , Rates & Taxes
157.10
178.70
178.90
175.60
217.30
Repairs and Maintenance
73.80
59.10
59.10
62.80
64.20
Insurance
43.10
55.80
56.00
68.80
52.60
Other Operating Expenses
0.00
0.00
0.00
0.00
0.00
Administrations & Other Expenses
773.30
502.80
493.80
669.40
557.00
Printing and stationery
59.20
44.40
45.40
47.00
44.70
Professional and legal fees
199.30
157.10
182.20
273.70
140.80
Advertisement & Sales Promotion
24.20
10.50
11.10
25.70
30.20
Other General Expenses
490.60
290.80
255.10
323.10
341.20
Provisions and Contingencies
6178.40
2265.20
3239.50
2359.50
1725.60
Provisions for contingencies
Bad debts /advances written off
Provision for doubtful debts
2.50
1.60
27.40
47.90
Losson disposal of fixed assets(net)
2.30
Losson foreign exchange fluctuations
18.90
23.40
Losson sale of non-trade current investments
1.10
0.70
Other Miscellaneous Expenses
6175.80
2261.30
3211.00
2292.70
1701.50
Less: Expenses Capitalised
Total Expenditure
11113.50
7001.50
7410.70
6863.70
5676.20
Operating Profit (Excl OI)
4459.40
6769.00
6347.90
8145.40
8750.60
Other Income
1944.30
40.90
85.10
39.20
994.30
Other Interest Income
7.00
12.90
Profit on sale of Fixed Assets
1.00
0.30
1.00
0.30
0.20
Income from investments
3.30
Provision Written Back
1926.90
968.90
Others
16.30
33.70
67.90
38.90
25.10
Operating Profit
6403.70
6809.90
6433.00
8184.60
9744.90
Interest
6167.30
6307.20
6379.70
5892.90
6461.70
Loans
1270.40
1852.10
4074.40
3986.30
4536.10
Bonds / Debentures
4162.40
3656.10
1481.30
1113.10
1222.20
Other Interest
734.50
799.00
824.00
793.50
703.50
Depreciation
183.90
161.00
150.80
175.40
125.10
Profit Before Taxation & Exceptional Items
52.40
341.80
-97.50
2116.30
3158.10
Exceptional Income / Expenses
Profit Before Tax
52.40
341.80
-97.50
2116.30
3158.10
Provision for Tax
4.30
134.80
42.30
566.50
1143.10
Current Income Tax
19.40
319.70
480.20
557.50
438.80
Deferred Tax
9.20
-205.50
-477.10
9.00
704.30
Other taxes
-24.30
20.60
39.20
0.00
0.00
Profit After Tax
48.10
207.00
-139.80
1549.70
2015.00
Extra items
0.00
0.00
0.00
0.00
0.00
Consolidated Net Profit
48.10
207.00
-139.80
1549.70
2011.90
Profit Balance B/F
2486.50
2600.80
2738.80
1504.40
-127.80
Appropriations
2534.60
2807.80
2598.90
3054.20
1884.10
Other Appropriation
2534.60
2807.80
2598.90
3054.20
1884.10
Earnings Per Share
1.00
3.00
-2.00
30.00
41.00
Adjusted EPS
1.00
3.00
-2.00
28.00
39.00