Kalpataru Multiplier Ltd.

AU SMALL FINANCE BANK LTD.

NSE : AUBANKBSE : 540611ISIN CODE : INE949L01017Industry : Bank - PrivateHouse : Private

BSE644.50-0.7 (-0.11 %)

PREV CLOSE () 645.20

OPEN PRICE () 647.25

BID PRICE (QTY) 0.00 (0)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 122406

TODAY'S LOW / HIGH ()640.00 655.30

52 WK LOW / HIGH ()554 813

NSE645.00-0.3 (-0.05 %)

PREV CLOSE() 645.30

OPEN PRICE () 648.00

BID PRICE (QTY) 645.00 (853)

OFFER PRICE (QTY) 0.00 (0)

VOLUME 3662846

TODAY'S LOW / HIGH() 639.50 655.55

52 WK LOW / HIGH ()553.7 813.4

Select year

(Rs.in Million)

Particulars

Mar 2023

Mar 2022

Mar 2021

Mar 2020

Mar 2019

I. INCOME

Interest Earned

82054.08

59217.31

49500.52

42858.84

29491.29

Interest / Discount on advances / Bills

68470.18

49474.77

39473.63

34148.38

23741.87

Interest on balances with RBI and other Inter-bank funds

582.77

870.81

850.07

258.04

313.83

Income on investments

11898.84

7805.32

7730.43

6134.69

3338.62

Others

1102.29

1066.41

1446.39

2317.74

2096.97

Other Income

10344.64

9936.94

14209.33

7060.92

4619.11

Commission,exchange and brokerage

9851.00

6126.41

4282.87

4291.44

3181.25

Profit / (loss)on sale of investments(net)

-442.79

1429.70

8542.01

1725.73

221.16

Profit on sale of Fixed Assets

-6.63

-6.37

-9.30

-11.11

-14.43

Foreign Exchange Gains

Income earned from subsidiaries/joint venture

Rent / Lease Income

Provisions Written Back

Miscellaneous income

943.06

2387.21

1393.75

1054.87

1231.13

Total Income

92398.73

69154.25

63709.84

49919.76

34110.40

II. EXPENDITURE

Interest Expended

37801.26

26876.06

25846.10

23769.44

16065.26

Intereston Deposits

33389.42

22635.37

18572.10

16054.67

8991.40

Interest on RBI / inter-bank borrowings

126.11

109.91

495.92

812.95

669.88

Other Interest

4285.73

4130.78

6778.08

6901.82

6403.99

Operating Expenses

34402.70

24127.74

16584.25

14178.59

10826.08

Payments to and provisions for employees

17930.28

13789.22

9801.73

7596.18

6011.11

Rent,Taxes and lighting

1873.18

1376.17

989.30

988.02

747.31

Depreciation on Banks property

1854.18

1401.67

1043.69

886.18

617.55

Depreciation on leased assets

Auditor's fees and expenses

19.12

20.08

14.08

17.19

10.00

Law charges

689.24

333.90

226.20

221.26

165.04

Communication Expenses

836.37

642.94

381.87

288.61

228.05

Repairs and Maintenance

1689.22

1253.46

923.07

810.84

760.51

Insurance

669.10

451.78

321.72

199.55

98.36

Other expenses

8842.01

4858.52

2882.58

3170.76

2188.15

Provisions and Contingencies

1548.31

3609.71

6694.45

2831.99

1417.79

Provision for investments

-0.40

-4.20

Provision for advances

2434.20

2067.10

7057.70

925.80

1120.50

Others Provisions

-885.89

1542.61

-363.25

1906.59

301.49

Profit Before Tax

18646.45

14540.74

14585.05

9139.75

5801.27

Taxes

4367.20

3242.40

2878.20

2391.90

1983.20

Current Income Tax

3873.70

3658.20

3477.20

2689.20

1955.60

Deferred Tax

493.50

-415.80

-599.00

-297.30

27.60

Other taxes

0.00

Profit After Tax

14279.25

11298.34

11706.85

6747.85

3818.07

Extra items

0.00

Minority Interest

Share of Associate

Other Consolidated Items

Consolidated Net Profit

14279.25

11298.34

11706.85

6747.85

3818.07

Adjustments to PAT

IV. APPROPRIATIONS

48103.46

38209.36

30580.03

22468.12

17476.43

Transfer to Statutory Reserve

3569.81

2824.59

2926.71

1686.96

954.52

Appropriation to General Reserve

Appropriation to Revenue Reserve

Appropriation to Other Reserves

Equity Dividend

Corporate dividend tax

Other appropriations

44533.65

35384.78

27653.32

20781.16

16521.92

Equity Dividend %

10.00

8.00

Earnings Per Share

21.00

36.00

37.00

22.00

13.00

Adjusted EPS

21.00

18.00

19.00

11.00

7.00