Equity
Buy and sell shares on NSE & BSE, intraday or delivery.
Learn moreYour First Step Into the Market.
No jargon, no assumptions. What the accounts do, how orders and margin work, and the documents every new investor should read — from a broker that has guided first-timers since 1992.
The Three Accounts You Need
Kalpataru bundles all three into one 3-in-1 account — with free trading and demat account opening.
Trading Account
Places your orders on NSE and BSE across equity and F&O.
Demat Account
Holds your securities electronically with CDSL — DP-ID 12031600.
Mutual Fund Account
Invest in SIPs and lumpsum across every major AMC.
T&C: Trading and demat account opening is free. A one-time ₹3,125 lifetime AMC applies to the 3-in-1 account, of which ₹2,600 is refunded when the account is closed. Other statutory charges, taxes and levies apply as per the tariff sheet.
How to Open Your Account
Two routes, the same account at the end of it. Open it online with Aadhaar-based eKYC, or fill a physical form at any branch if you would rather do it in person.
Online — eKYC
About 15 minutes, from anywhere.
- 1Open the eKYC account opening portal and enter your PAN and mobile number.
- 2Verify the one-time password sent to your mobile number and email ID.
- 3Complete Aadhaar-based eKYC and the in-person verification over video.
- 4Enter your bank details and upload a cancelled cheque or bank statement, along with your signature.
- 5Nominate — add a nominee, or record the opt-out declaration. One of the two is mandatory.
- 6E-sign the account opening form using the Aadhaar OTP.
- 7Your Unique Client Code and demat account are activated, usually within one working day.
Offline — physical form
At any of our Bhopal branches, or by post.
- 1Download and print the account opening and KYC forms, or collect a set from any branch.
- 2Fill the KYC form in your own handwriting, strike off every blank, and never sign an incomplete form.
- 3Attach self-attested copies of your PAN, Aadhaar or other address proof, a cancelled cheque or bank statement, and passport-size photographs.
- 4Complete in-person verification with our authorised official, who signs and stamps the IPV on the form.
- 5Submit the set along with the nomination form (SH-13) or the signed opt-out declaration.
- 6We upload your Unique Client Code to the exchange and hand you a copy of the completed documents within 7 days.
Resident individuals who intend to trade only in the cash segment may use the simplified SARAL Account Opening Form. As per CDSL operating instructions, the SARAL AOF must be submitted together with the additional information annexure and a nomination form — or the signed declaration opting out of nomination. All three are listed below.
PDFSARAL Account Opening Form — Resident IndividualsThe simplified AOF for resident individuals trading in the cash segment.
SOONAnnexure — Additional information with SARAL AOFThe additional information annexure prescribed by CDSL operating instructions, to be submitted with the SARAL AOF. Ask the DP desk on 0755-4350143 for a copy until it is published here.
PDFForm SH-13 — Nomination FormMandatory with the SARAL AOF, unless the opt-out declaration is submitted instead.PDFDeclaration for opting out of nominationSubmit this instead of Form SH-13 if you choose not to nominate.Already a client? Nomination, Re-KYC and account closure can all be completed online — see Account Services.
Start Here — Six Steps
Tap any step to open it. Read in order, or jump to what you need.
- A share makes you a part-owner of a company; its value moves with the company and the market.
- A mutual fund pools money from many investors and is managed by a professional fund manager — the simplest start for most people.
- Bonds and NCDs pay fixed interest and sit lower on the risk ladder than equities.
- Commodities (gold, silver, crude oil, natural gas and base metals) trade on MCX, usually as futures contracts.
- Derivatives (F&O) magnify both gains and losses — they are not a starting point for new investors.
- The trading account places your buy and sell orders on the exchange.
- The demat account holds your shares electronically — with CDSL, in your own name, never in the broker’s.
- Kalpataru’s 3-in-1 account bundles trading, demat and mutual funds together — trading and demat account opening is free.
- Keep your PAN, Aadhaar (linked to your mobile), bank proof and a signature image ready for eKYC.
- KYC is a one-time exercise across the securities market — once done through a broker, DP or mutual fund, you need not repeat it elsewhere.
- Always update your mobile number and email ID with your broker and DP so you receive exchange alerts directly.
- You will receive contract notes and a consolidated account statement — read them, they are your audit trail.
- A market order executes at the best available price; a limit order executes only at your chosen price or better.
- A stop-loss order protects you by exiting automatically if the price moves against you.
- Intraday positions must be squared off the same day; delivery means the shares settle into your demat account.
- Pay a 20% upfront margin of the transaction value to trade in the cash market segment.
- Brokers can accept securities as margin only by way of pledge in the depository system.
- You will receive an OTP directly from the depository on your registered mobile or email to create a pledge — never share it with anyone.
- Read the Margin Pledge note and the ANMI–Secmark FAQ in the resource library below before pledging.
- SIPs average your purchase price across market cycles and remove the pressure of timing.
- Diversify across asset classes rather than concentrating in a handful of stocks.
- Review your portfolio periodically with our desk — goals change, and so should allocation.
- Never trade on unsolicited tips; act only on research from a registered intermediary.
Where You Can Invest
Every segment available through a single Kalpataru account.
F&O
Index and stock futures and options — for experienced traders.
Learn moreCommodity
Bullion, energy and base metals on MCX.
Learn moreIPO
Apply to public issues online with a UPI mandate.
Learn moreDepository
Safe custody and settlement of everything you own.
Learn moreResource Library
The margin and pledge documents published by Kalpataru — download and keep.
PDFMargin PledgeHow the margin pledge system works and what you need to authorise.PDFPeak Margin Reporting — CircularThe circular on peak margin reporting and how the penalty is computed.PPTANMI–Secmark FAQ on MarginIndustry FAQ on the September 2020 margin rules.PPTPledge MechanismStep-by-step walkthrough of the depository pledge mechanism.
Smart Ways to Own Gold
Skip the locker — hold gold in your demat account instead.
Gold Investment Routes
Sovereign Gold Bond (SGB)Government-backed bonds that track gold and pay interest — held in demat.
Gold ETFsExchange-traded funds that track gold prices and trade like a share.
Commodity Trading Logins
MCX Online TradingCommodity futures carry leverage and can move sharply. Trade only with money you can afford to put at risk.
Stay Safe as an Investor
Three habits that protect every beginner.
Never share OTPs
Depository OTPs for pledges, and any trading password, are yours alone — no employee will ever ask for them.
Check your statements
Review the consolidated account statement from NSDL/CDSL every month and your contract notes daily.
Ignore unsolicited tips
Trading on recommendations from unregistered advisers or social media groups is the fastest route to losses.
Ready when you are
Open a free demat, trading and mutual fund account — or call our desk and we'll walk you through it.